Accounts receivable, done well

You already did the work.
Stop begging to get paid for it.

Dunwell is the accounts-receivable department for people who don't have one. It watches your invoices and runs the follow-up you dread — firm, not fierce — all the way from a gentle nudge to a demand letter. So the chase feels like procedure, not like you.

No card. No lock-in. Reads Stripe, PayPal, Wave, or a plain CSV — no bookkeeper required.
Your receivables3 need a nudge
Northgate Studio
#204 · net-15 · sent Mar 3
$1,800
Overdue · 32d
Bloom & Co.
#206 · net-30 · sent Apr 12
$3,400
Due in 3d
Vance Media
#198 · net-15 · sent Feb 20
$950
Paid ✓
Recovered this month$4,250
$17,500owed to the average small business in unpaid invoices¹
47%of those owed money have invoices already 30+ days past due¹
85%of freelancers are paid late at least sometimes²
1 reasonthey don't chase: "nobody wants to damage the relationship" ³

Every figure on this site is sourced. See the receipts →

The gap nobody fills

Your invoicing tool sends one polite nudge, then goes quiet.

FreshBooks, Stripe, HoneyBook, Wave — they'll email a reminder and stop. Exactly where it gets uncomfortable, you're on your own: the second follow-up, the firm one, the late fee, the "what do I actually do now" at day 45.

That's the part everyone abandons — because the people who feel it most are the least willing to do it. Dunwell owns that part.

Create the invoiceEveryone does this
Send one polite reminderEveryone does this
Firm follow-up at day 15Dunwell
Final notice + auto late feeDunwell
Demand letter + small-claims kitDunwell
How it works

One ladder. It hardens by the rung — never by the volume.

Import your invoices (or connect Stripe). The moment one slips past due, Dunwell writes the exact next message and hands it to you to approve. The tone gets firmer as the days add up. You never stare at a blank page, and you're never the one begging.

1
Day 1–7 · Gentle

A warm reminder

"Just making sure invoice #204 didn't slip through." Friendly, no edge. Most invoices are paid right here.

2
Day 15 · Firm

A clear restatement

Amount, terms, due date, restated plainly. No apology, no threat — just the facts and a single clear ask.

3
Day 30 · Final notice

The line in the sand + late fee

References your contract's late-fee clause and applies it automatically. Names the next step, calmly.

4
Day 45+ · Backstop (rarely needed)

Demand letter & small-claims kit

An attorney-style demand letter and a plain-English, state-specific small-claims checklist — prepared for you, so the earlier reminders carry real weight. Dunwell prepares paperwork and a checklist. It isn't a law firm and doesn't give legal advice.

The whole idea

It shouldn't be you asking.

A one-person business has no billing department, so every follow-up is you, personally, nagging a client you hope to work with again. That's why you delay it, soften it, skip it. Dunwell gives you the calm, professional billing process a bigger company would have — so the message reads like it came from your books, not from you. You still approve and send every word from your own inbox. Same words, completely different weight. The relationship stays intact. You get paid.

"Following up on invoice #204 ($1,800), sent March 3 on net-15 terms. It's now 32 days past due. Could you confirm the payment date this week?" — a Dunwell reminder, not a grovel
Dunwell · ReceivablesRecovered this wk · $4,250
Northgate Studio Overdue 32d
Pays 21 days late on average · Rung 3 of 5
Send final notice
Atlas Consulting Overdue 61d
Backstop ready · demand letter drafted
Review
Bloom & Co. Due 3d
On track · no action needed
Watching
The product

Open it and your backlog is already sorted.

No setup wizard, no blank dashboard. Import once and Dunwell shows every open invoice, buckets it by how late it is, and has the next message written and waiting. Approve, and it's handled.

Reads Stripe · PayPal · Wave · CSVNo bookkeeper neededYou approve every send
Open the live demo →
Pricing

Flat price. No cut of your money. Cancel anytime.

Collection agencies take 20–50%. Marketplaces take 5–30%. Dunwell takes a flat monthly fee and none of what you're owed. We bill the way we wish your clients paid.

Free
$0

For the invoice keeping you up tonight.

  • The public letter tool
  • Track up to 3 invoices
  • Late-fee & demand-letter generator
Use the free tool
Solo · most popular
$19/mo

For the one-person business.

  • Unlimited invoices watched
  • The full escalation ladder
  • 3 demand letters / month
  • Stripe read-only + CSV import
  • Client payment-risk flags
Get started
Studio
$49/mo

For the 2–5 person shop.

  • Everything in Solo
  • Multiple users
  • Unlimited demand letters
  • Every payment source
  • Client reputation network
Get started

At $49/mo, recovering one stalled net-60 invoice pays for about ten months.

Fair questions

Is this a debt collector?

No — and the distinction is legal, not just tonal. A debt collector is a third party that pursues a debt on your behalf and takes a cut. Dunwell is your own billing process: it drafts the message, you approve it, and it sends from your own inbox. You stay the sender; we just make sure the follow-up actually happens, calmly and on time. Flat fee, none of your money.

Do you move or hold my money?

No. Dunwell reads your invoice and payment status and orchestrates the follow-up. Your clients pay you directly, however they already pay you. That means no payment license, no funds held, nothing to freeze.

Are you a law firm? Can you really take it to small claims?

Dunwell is not a law firm and does not give legal advice. For the backstop rung, it prepares a demand letter and a plain-English, state-specific small-claims checklist — the paperwork and the steps — so you can act with confidence or hand it to a professional. The decision, and any filing, is always yours.

Isn't this just a feature of FreshBooks or Stripe?

They send one reminder and add a late-fee line — then stop. None of them will write a firm second follow-up, prepare a demand letter, or walk you through small claims, and none of them work if you invoice across several tools or a Word doc. Dunwell is the whole ladder, source-agnostic, for people without a bookkeeper.

Will chasing cost me the client?

The opposite risk is the real one — quietly eating the loss. Because the follow-up comes from your billing process, not from you personally, it reads as routine, not as a fight. Firm, not fierce, is the entire point.